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New 3-Room, 4-Room and 5-Room BTOs

BTO units come relatively bare, which means homeowners typically focus on flooring upgrades, carpentry, kitchen setups and storage solutions.

Expected Budget Range:

• 3-Room BTO: $30,000 to $40,000
  

• 4-Room BTO: $40,000 to $55,000

• 5-Room BTO: $60,000 to $120,000

What this budget usually includes:

• Vinyl or tile flooring
  

• Basic kitchen carpentry with solid surface or quartz countertop
  

• Wardrobes for bedrooms
  

• TV console and entryway storage
  

• Painting, lighting and plumbing
  

• Minor feature walls or accent elements

Suits: Homeowners who want essentials and clean aesthetics without extensive hacking or major structural works.

Older units requiring revamps due to ageing layouts and materials

Resale renovations are typically more extensive due to necessary hacking, rewiring and plumbing upgrades.

Expected Budget Range:

• 3-Room Resale: $40,000 to $65,000
  
• 4-Room Resale: $55,000 to $80,000
  
• 5-Room Resale: $65,000 to $100,000+

Cost drivers:

• Hacking of flooring
  
• Re-tiling bathrooms and kitchens
  
• Electrical rewiring
  
• Plumbing upgrades
  
• Full carpentry overhaul

What this budget usually includes:

• Full kitchen and bathroom renovation
  
• Flooring replacement throughout the home
  
• Large feature carpentry pieces
  
• Custom wardrobes, study corners or platform beds
  
• Modernised layout through half-walls or glass partitions

Suits: Homeowners who want to transform an older layout into a contemporary open-concept design with more built-ins.

Private apartments with unique restrictions and standards

Unlike HDBs, condos often come with developer-designed flooring, kitchens and bathrooms. Renovations focus more on carpentry, aesthetics and lifestyle-driven upgrades.

Expected Budget Range:

• 1-Bedroom Condo: $20,000 to $40,000
  

• 2-Bedroom Condo: $30,000 to $60,000
  

• 3-Bedroom Condo: $45,000 to $90,000
  

• Larger Units: $80,000 to $150,000+

Cost drivers:

• Restrictions on hacking structural walls
  

• Pre-installed finishes that homeowners may want to replace
  

• Desire for premium materials to match condo aesthetics

What this budget usually includes:

• Stylish feature walls and customised cabinetry

• Walk-in wardrobes for master bedrooms
  

• Kitchen upgrades (if allowed)
  

• Glass dividers for study nooks
  

• Luxury accents like fluted panels, cove lighting and stone surfaces

Suits: Homeowners who prioritise bespoke finishes and functional lifestyle spaces like home bars, study rooms or entertainment corners.

Large spaces with high renovation freedom but greater complexity

Landed renovations are the most variable as they often include multiple floors, roofing, wet work and large-format carpentry.

Expected Budget Range:

• Basic refurbishing: $80,000 to $150,000

• Extensive renovation: $150,000 to $300,000

• Full overhaul or A&A (Additions & Alterations): $300,000 to $1,000,000+
  

Cost drivers:

• Multi-level carpentry
  

• Rewiring and plumbing across entire house
  

• Structural changes, extensions or reconfiguration
  

• Extensive tiling and flooring
  

• Outdoor spaces (patios, decks, gardens)

What this budget usually includes:

• Complete redesign of kitchen, bathrooms and common spaces
  

• Custom walk-in wardrobes and master suites
  

• Feature staircases
  

• Outdoor landscaping
  

• High-end materials such as stone, terrazzo, engineered wood, premium laminates

Suits: Homeowners planning long-term family living, lifestyle-specific rooms (gym, entertainment, library) or full modernisation.